Requirements

  • At least $1,500 gross monthly income required for credit scores less than 625.
  • Chapter 7 Bankruptcy. 341 meeting of creditors must be completed.
  • Chapter 13 Bankruptcy. An Authorization to Incur Debt from the trustee is required.
  • Zero auto loan repossessions in the last year unless included in a bankruptcy.
  • Approved auto loans are for buying a car from our authorized licensed car dealer partners.
  • US or Canadian Residents at least eighteen years of age.

Auto Loan Rates Information

Recommended Services for People with Bad Credit

Everyone wishes that they had spotless, perfect credit that no one would ever have a problem with. Well most people don't fall under that category and have at least one problem with their credit. Some are worse than others though and fall under the bad credit category. This is when you will need to start looking into recommended services for people with bad credit that are here for you in your needs to get the loan that you deserve even though you may have fallen on some bad credit history that very well may have been out of your hands.

Today more people have bad credit than ever before, even though it is more common that does not mean though that it is any more accepted by lenders. They are no more gracious to people with bad credit today than they were ten years ago. There are special lenders though that is more than happy to give car loans for people with very bad credit you just have to go out, take the time, and find them. They can be found much easier than most people think that they are.

The best thing that you can do is search for a special finance lender that deals specifically with your problem. If you have bankruptcy problems then look into car dealerships that deal with chapter 13 bankruptcy to get your vehicle that you need. The same thing applies for if you have chapter 7 bankruptcy or a past repossession or just bad credit because of inability to make payments. Many times if you go in and explain your previous situation they will try to help you and give you the best deal that they can regardless of what your credit score may be.

The best piece of advice though is to try and raise your credit score as much as you can. Even if you only raise it a minor fraction it will help you in the long run and maybe get you a much better deal than you would have gotten without taking that time. The best part of special financing lenders is if you can't wait to raise your credit score they will finance you even with your bad credit score.
Testimonial
I thought I would never be able to get a car, but they explained all of my options and were able to get me the car I wanted!

- Heidi A. Wixom, MI


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