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Bad Credit after Chapter 13? Apply Online With Us

There are all types of situations in the world and typically no two people are going to be in the exact same one when they need to complete some thing in their life. Everyone goes through points in their life where they are doing quite well financially and then of course there will be times where you are going to be struggling with all of your finances. The worse of the two seems to always be when you have to make some of the largest purchases in your life for example if you need to buy a car. Now if you are trying to buy a car and are in this type of situation it is very possible that you have very bad credit and loans very bad credit can be hard to get. It is possible that your financial situation isn't too bad though, but in either situation it is possible for you to get an auto loan even though you have really bad credit.

Now if you need a loan and have very bad credit then you are going to be luckier than you think, but there are some things that you should be aware of:

  • Your credit score is a important factor
  • Your credit score will not be the ultimate determining factor
  • Your financial situation can help you get a loan
  • Your financial situation can hurt your chances with a loan
  • Applying through us can get you the best deal

To be upfront we are not going to finance you for the money ourselves, but we are going to do something just as good. We are associated with thousands of dealerships and lenders all over the country and we will be able to get you the best shot at getting approved for a loan even if you are financing after very bad chapter 13 bankruptcy.

It takes a quick, free application through us and then you will go under review so that we can find the dealer or lender most likely to not only approve you for a loan, but to approve you for the best loan you can get. Not everyone's situation is the same and so we make sure to send you to the place that is best for you.

Financing Requirements
  • At least $1,500 gross monthly income required for credit scores less than 625.
  • Chapter 7 Bankruptcy. 341 meeting of creditors must be completed.
  • Chapter 13 Bankruptcy. An Authorization to Incur Debt from the trustee is required.
  • Zero auto loan repossessions in the last year unless included in a bankruptcy.
  • Approved auto loans are for buying a car from our authorized licensed car dealer partners.
  • US or Canadian Residents at least eighteen years of age.
I meet these guidelines, Skip to the application.
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