Requirements

  • At least $1,500 gross monthly income required for credit scores less than 625.
  • Chapter 7 Bankruptcy. 341 meeting of creditors must be completed.
  • Chapter 13 Bankruptcy. An Authorization to Incur Debt from the trustee is required.
  • Zero auto loan repossessions in the last year unless included in a bankruptcy.
  • Approved auto loans are for buying a car from our authorized licensed car dealer partners.
  • US or Canadian Residents at least eighteen years of age.

Auto Loan Rates Information

Car Loans for People with Bad Credit

There are many instances where people are going to ask themselves can I get a loan with very bad credit? Most people are going to think that if they are applying with very bad credit then you will have absolutely no chance in getting a loan at all. This is by no means going to be the case if you want to get an auto loan in reality because there are lenders that will work only to help people who need to get a very bad credit loan. The only thing is you need to know where to find these lenders and what type of lenders to avoid. The results will probably surprise you, but it is guaranteed that this will be the much better way to go through the loan process.

The first thing that you will need to know is if you are going to be applying with the right types of lenders. The lenders that most people will apply through will be their local bank or credit union. There is nothing wrong with applying with these lenders if you have good credit, but if you are looking for a very bad credit loan then you are definitely looking in the wrong place. Instead you will have to find lenders that work specifically to make sure that car loans for people with bad credit are going to be available to anyone who needs or wants them.

These lenders work in a quick, efficient manner to guarantee anyone who applies with a bad credit score will still have a great chance of getting approved for a loan. They will make sure that you get the absolute best possible rate as well. This is a great opportunity that would be horrible to miss out on.

If you want to apply then it is going to take only about ten or fifteen minutes to get approved for one of these loans. You will apply completely online and once you have finished then it is going to take about a day before you will be approved for the loan. Then you will just need to go and buy your vehicle! It really is all that simple.
Testimonial
I thought I would never be able to get a car, but they explained all of my options and were able to get me the car I wanted!

- Heidi A. Wixom, MI


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