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There are huge varieties of people out there and every single person will be at a different stage or situation in their life financially. There will definitely be a times in your life where you are going to be able to make some pretty big decisions. One that many tend to struggle with is making sure that you can still make a purchase even though things may not be in your favor financially or with your credit score.

One such situation is going to be when you need to buy a car even with some credit problems. There are many things that can stop you from getting a vehicle because more than likely you will need a loan which is a great option when you dont have the cash to buy outright. It is a great thing when you find out though that when you ask "can I buy a car with really bad credit?" that you actually can! Believe it or not there are actually a few credit issues that many dealers and lenders can work around!

Are there dealers who work with chapter bankruptcies?

People struggle with bad credit a lot of the time, but something that also comes along with it most of the time is having a previous bankruptcies in your past. Many people think that it is going to be extremely difficult to find a chapter 13 car dealer that has the programs in place to assist. One of the requirement that these dealerships who provide help to car buyer that have a chapter 13 or chapter 7 in their past is that it is completely discharged. In other words the filed bankruptcy has to be closed.

So that we are clear there are many car dealers that deal with bad credit. Just keep in that in order to accepted or financed you will have to meet the minimum requirements set but the lenders and dealers. If you just drive around looking then you will probably be disappointed but if you take the time and look in the right places like for example you will be pleased to see how easy it is and how quick it will actually be.

Now if you want to find car dealers that loan with chapter 13 or any other types of bad credit problems, then we can help you get started. If you spend a few minutes to fill out our application we can set you up with the best dealership in your area. We understand that you are looking the best auto loan that fits your sitution along with your budget. This is going to help you tremendously and best of all it costs nothing for you and takes barely any effort on your part, so what are you waiting for? Past chapter 7 or chapter 13 bankruptices no longer can stand in your way.

Financing Requirements
  • At least $1,500 gross monthly income required for credit scores less than 625.
  • Chapter 7 Bankruptcy. 341 meeting of creditors must be completed.
  • Chapter 13 Bankruptcy. An Authorization to Incur Debt from the trustee is required.
  • Zero auto loan repossessions in the last year unless included in a bankruptcy.
  • Approved auto loans are for buying a car from our authorized licensed car dealer partners.
  • US or Canadian Residents at least eighteen years of age.
I meet these guidelines, Skip to the application.
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