Getting Approved
Get Financed Today

Quick, easy financing from a dealer in your area is simple.
Begin the quick application process.

Bad Credit Personal Auto Loans

Having a bad credit score is something that people have to deal with more times than they would like to, but it is not always their fault. Sometimes people have fallen into a poor credit score that was not necessarily their fault. The reasons for that may vary from things such as a job loss or being laid off or even a serious injury or illness that may have caused you to stay out of work longer than you would have liked. In any case though you still have bad credit and will need to find a way to get very bad credit car loans to purchase a vehicle and that can be done easily.

If you are seeking car finance for very bad credit history, then you will not want to stick to the typical financing route. Many people think that they will need to go through the typical lenders like a bank or a credit union and just hope to get approved. This will also come with very high interest rates on the off chance that you do get approved for the loan. The way to get around this is to simply think outside the box for lenders that will finance you for a really bad credit personal loan.

The best way for people with very bad credit personal auto loans to get the best loan will be through one of the many online financers that are available. These financers will be one of the best ways for people who have bad credit scores to get financed at the best available rates and with minimal problems. Also they will be able to get financed faster than in any other situation with these types of loans from these financers. Just make sure that you don't dive at the first lender that you see that offers a car loan with very bad personal credit and you look around to see who will give you the best rates.

Once you have found a lender to work with you for your very bad credit loans then you will be able to go ahead and apply for a loan. This procedure takes only a few minutes and will be able to get your very very bad credit personal loans in absolutely no time at all. From there you will be able to head down to your local dealership and pick out the vehicle that you want.

Financing Requirements
  • At least $1,500 gross monthly income required for credit scores less than 625.
  • Chapter 7 Bankruptcy. 341 meeting of creditors must be completed.
  • Chapter 13 Bankruptcy. An Authorization to Incur Debt from the trustee is required.
  • Zero auto loan repossessions in the last year unless included in a bankruptcy.
  • Approved auto loans are for buying a car from our authorized licensed car dealer partners.
  • US or Canadian Residents at least eighteen years of age.
I meet these guidelines, Skip to the application.
Pre-Qualify in 30 Seconds Pre-Qualify in 30 Seconds for an Auto Loan

Estimate the amount you can finance using our free calculator and apply online.

Click To Drive