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About Us

Quite often, the first step is the hardest one to take if you've finally decided that the next car you'll buy will have to be financed with auto loans for bad credit. At we realize this, because our company has been working with credit-challenged car buyers for over two decades. We've seen consumers with credit problems experience frustration and embarrassment when shopping for a car and applying for financing at a local dealer that is, quite frankly, either ill-equipped or too lazy to offer bad credit car loans.

Since started we have helped over 100,000 people that were in a similar situation as your self on the road to rebuilding and re-establishing their credit. We work with car dealerships that share our passion and willingness for helping others. Together we have created an understanding that bad things happen to good people from time to time. There are some key items that we hold at a higher level when it comes to helping car buyers find the new or used vehicles that will best fit their overall needs as well as their budget. These items are knowledge of our services and the benefits you will receive, the ability to assist in your time of need, our understanding nature for your concerns or questions and positive customer feedback, satisfaction and respect.

The creators and staff of are fully dedicated to improving this site eperience, while remaining true to our foundation of providing the fastest possible services with the most accurate information so that our users can make the best possible decision. We feel the car buying process is already to difficult, making it easier for our customers is our goal.

Financing Requirements
  • At least $1,500 gross monthly income required for credit scores less than 625.
  • Chapter 7 Bankruptcy. 341 meeting of creditors must be completed.
  • Chapter 13 Bankruptcy. An Authorization to Incur Debt from the trustee is required.
  • Zero auto loan repossessions in the last year unless included in a bankruptcy.
  • Approved auto loans are for buying a car from our authorized licensed car dealer partners.
  • US or Canadian Residents at least eighteen years of age.
I meet these guidelines, Skip to the application.
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