Requirements

  • At least $1,500 gross monthly income required for credit scores less than 625.
  • Chapter 7 Bankruptcy. 341 meeting of creditors must be completed.
  • Chapter 13 Bankruptcy. An Authorization to Incur Debt from the trustee is required.
  • Zero auto loan repossessions in the last year unless included in a bankruptcy.
  • Approved auto loans are for buying a car from our authorized licensed car dealer partners.
  • US or Canadian Residents at least eighteen years of age.

Auto Loan Rates Information

Car Loans for People with Very Bad Credit

We help get car loans for people with very bad credit to finance a new or used car from a local new or used auto dealer, even with bad credit or no credit history.

Car loans for people with very bad credit.

New Car Loans for Very Bad Credit

If you are looking for a used car loan with bad credit, or even if you are looking to get a new car, we have a bad credit auto finance plan that is right for you. Whether you have good credit, bad credit or even a recent chapter 7 bankruptcy or chapter 13 bankruptcy, we can find you an affordable finance rate or an extended term 84 month loan to help reduce your monthly payments. So even if you have been told that you are high risk, we can assist you in securing financing and put you back on the road to good credit.

Use our handy bad credit car loan calculator to determine your approximate payment and to see the effects that modifications to the purchase price of a car, your down payment, loan amount, loan term, and interest rate have on your monthly payment. Now that you have a good idea of what you will be paying you are ready to move to the next step and complete the car loans for people with very bad credit application.

After you complete the simple application a local bad credit car loan representative will contact you to gather details and get the new or used auto buying process started. Our new and used bad credit auto dealer partners are dedicated to finding a loan to meet every individual needs or they can also find attractive lease alternatives. Simply fill out the application (remember this is only for people with very bad credit), and wait. A dealer will contact you to let you know you have been approved. Then all you have to do is go to your local dealership and pick up your vehicle. Obtaining a car loan for very bad credit has never been easier. Get better rates online with us then with traditional financing institutions.

Our new and used auto dealers work with us and indirect creditors across the country electronically to Pre-Approve people with very bad credit to purchase a pre-owned vehicle, or a brand new vehicle, prior to visiting the dealership.

Your bad credit car loan application will be transmitted securely within seconds. Our retailers have preapproved hundreds of millions of dollars in new and used car loans for people with very bad credit.

What We Don't Do:

We are not a direct lender, therefore, we cannot facilitate funds for the following transactions:
  • Lease buy outs.
  • Vehicle purchased from private parties.
  • Refinance current vehicles.
  • Chances are our car dealers can overcome your finance problem. All credit requests are processed though local car dealers.

    Frequently asked Questions:

    What We Do?
    Car-Loans-Financing.com is a used car loan locating service to help arrange car loans for people with very bad credit. We have agreements with automobile dealerships across the USA and CANADA who have special finance departments to assist people with very bad credit. We are not a direct lender. We offer these services absolutely free to the customer.

    What kind of car can I get?
    Most people buy a vehicle up to 2 years old, with less than 36,000 miles that is still under factory warranty but our dealers have many makes, models, and model year choices available, as well as new 2008 models.

    Can I trade-in my current car as the down payment?
    Yes, however, if you still owe more than the vehicle is worth the difference would be added to the price of the vehicle you select. This is commonly referred to as Upside Down or Negative Equity.

    See how bankruptcy auto financing can help you.
    Testimonial
    I was very satisfied with the service and I would definately refer a friend or family member. Thank You.

    - Heidi A. Wixom, MI


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